Best Delivery Apps to Work For

Welcome to the gig economy. If you’re like me, you enjoy the flexibility of working for a rideshare or delivery app company. These are typically referred to as “Transportation Network Companies” or TNCs. The best company for you may depend on what is important to you. I have tried Postmates (Uber Eats), DoorDash and Grubhub. As you can see all of these are delivery services.

I chose this sector because I really don’t like dealing with customers in my car.
The burritos from Chipotle don’t talk back, they have a moderately pleasant odor and they don’t care how messy my car is. As long as I don’t spill the salsa or the hot ramen from the local noodle place, I am perfectly fine delivering food and other essentials rather than shuffling people around. Uber and Lyft have requirements as to the year, make and model of your vehicle and its overall appearance. My beat up Hyundai doesn’t make the cut for them. They also have age requirements for their drivers. Since I’m 20, these three delivery companies work best for me. Here’s my experience with the three of them:

My overall experience is that DoorDash offers the best pay and the easiest to use technology. Specifically, I like how you can check into a “zone” by territory. They also display the bonus potential by zone. My experience with Postmates was prior to Uber Eats purchasing them so my ratings reflect my Postmates experience. I recommend you try whatever service works for you in your area.

By JP Crispi – JP is a regular contributor to the Covercube blog, a college student, and apparently likes burritos more than people.

Response:

I want to thank my son for providing insight into the best app delivery companies from an employee’s standpoint. As an insurance executive, I’m constantly thinking about risk. Rideshare or delivery app companies might offer coverage while you are logged into the app or on a delivery call. Some insurance policies do not cover drivers while they are driving for a ridesharing or delivery company, when they are logged into the company’s app, or returning from a delivery. Make sure you check with an insurance agency to see if you are covered or if it offers coverage while driving for one of these types of companies. As of the date of this blog post, below is my research of the insurance coverage provided.

Company	Company provided insurance coverage
Domino’s	No
DoorDash	Yes, liability coverage of $1 million after you use your insurance coverage first. Only when driving from the restaurant to the delivery location. This means there is no coverage until you use your personal insurance coverage first AND there is no coverage while you are waiting for a delivery but logged into the app.
EatStreet	No
Grubhub	No
Instacart	No
Papa John’s	No
Postmates	Yes, liability coverage of $1 million after you use your insurance coverage first. Only when driving from the restaurant to the delivery location. This means there is no coverage until you use your personal insurance coverage first AND there is no coverage while you are waiting for a delivery but logged into the app.
Uber Eats	Yes, liability coverage of $1 million after you use your insurance coverage first; $50,000 per person injured with a total of $100,000 per accident; and $25,000 for property damage. They also have comprehensive and collision coverage for your vehicle IF your personal policy has those coverages. They also do not provide coverage while you are waiting for your next delivery.

To all you parents out there, make sure you check with your insurance agent to ensure you and your children have proper insurance coverage. In most cases, you need to purchase an additional endorsement to be used for ridesharing or delivery apps.

John Crispi is a regular contributor to the Covercube blog, a concerned parent, and likes people more than burritos.

• By JP Crispi and John Crispi
• October 4, 2021

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