As described in ARIZONA revised statute 20-2104(D), a credit report or other investigative report about you may be requested in connection with this application for insurance. Any information which we have or may obtain about you or other individuals listed as policyholders on our policy will be treated confidentially. However, this information, as well as other personal or privileged information subsequently collected, may under certain circumstances, be disclosed without prior authorization to non-affiliated third parties. We may also share such information with affiliated companies for such purposes as claims handling, servicing, underwriting and insurance marketing.
You have the right to see personal information collected about you, and you have the right to correct any information which may be wrong.
Also, pursuant to ARIZONA revised statute 20-2104(C), if you are interested in obtaining a complete description of our information practices, and your rights regarding information we collect, please write us at the address provided with your
BY USING OR ACCESSING THE APPLICATIONS, YOU ACCEPT AND CONSENT TO THE COLLECTION, USE, DISCLOSURE, AND OTHER HANDLING OF INFORMATION AS DESCRIBED IN THIS POLICY. BY USING OR ACCESSING THE APPLICATIONS, YOU ALSO ACCEPT THE TERMS OF SERVICE POSTED HERE: TERMS OF SERVICE.
IF YOU ARE ACCEPTING ON BEHALF OF A COMPANY, YOU REPRESENT AND WARRANT THAT YOU HAVE FULL AUTHORITY TO ACT FOR AND TO BIND THAT COMPANY, IN WHICH CASE THE TERM “YOU” REFERS TO THAT COMPANY.
- Information We Obtain
In connection with Aegis Security’s provision of the Applications, Aegis Security obtains information about you, such as your name, phone number, email address, vehicle information, driver’s license number, date of birth, social security number, marital status, family member information, credit card data and other payment information, policy coverages, driving records, claim histories, credit information, credit history, employment history, hobbies, general reputation, and payment history. Aegis Security may obtain similar information about others.
Aegis Security obtains information about you and others when you apply for insurance, when you or other users use or access the Applications, when we obtain information from public records, and when third parties provide information or services to Aegis Security to support Aegis Security’s provision of the Applications. Such third parties may include government authorities, consumer reporting agencies, doctors or hospitals, insurance agencies, claims adjusters, actuarial data providers, and business partners who support Aegis Security’s business.
Through the Applications, Aegis Security and its third party marketing partners may also obtain other information relating to you, such as your operating system, your phone carrier, hardware you use, pages you viewed, your IP address, how often you use the Applications, events that occur within the Applications during your use, aggregated usage information, performance data, the site and location from where you downloaded or otherwise accessed the Applications, your browser type, your Internet service provider, the referring and exit pages, installed fonts, device IDs, language and time zone settings, and other information relating to your use of or access to the Applications. Aegis Security and its third-party marketing partners may also use in the Applications web beacons, clear gifs, pixel tags, local shared objects, and similar technologies to collect information relating to your use of or access to products and services offered through the Application.
- How We Use and Share Information
We may use the information we obtain, and share such information with third parties, in connection with the following activities:
To carry out agent searches, identify the location of an incident you are reporting, respond to your customer service requests or the requests of others who may be covered, administer your account, send you service-related correspondence, permit you to add individuals or an account or policy, fulfill an insurance related transaction, process insurance claims, participate in insurance support organizations, underwrite and rate policies and accounts, confirm your identity, communicate with you, and to otherwise provide access to the Applications.
To send you newsletters, evaluate marketing campaigns, develop new products and services, market our products and services, analyze how users use the Applications, send you notifications, and provide a more customized web or mobile experience.
To facilitate auditing, prevent or investigate fraud, comply with requests from regulatory and law enforcement authorities, protect our rights, protect your safety or the safety of others, comply with applicable law, respond to subpoena or court order, and otherwise investigate, establish, exercise, and defend legal rights.
To facilitate a merger, acquisition, bankruptcy, dissolution, reorganization, sale of some or all of our assets, financing, acquisition of all or a portion of our business, a similar transaction or proceeding, or steps in contemplation of such activities (e.g. due diligence).
To facilitate any other activity in connection with the creation, development, offering, provision, or servicing of our products and services.
The third parties with whom we may share information for these purposes include insurance agents, companies that perform payment processing , marketing, or other services on our
behalf and our business partners, businesses that assist in analyzing and improving websites and mobile applications, financial institutions with whom we have a joint marketing agreement, other insurance companies that play a role in an insurance transaction with you, those who request information pursuant to a subpoena or court order, government authorities, consumer reporting agencies, doctors, hospitals, insurance agencies, claims adjusters, actuarial data providers, and other business partners. We may disclose to you the privacy policies of such third parties in connection with your purchase of certain products and services offered through the Application. We are not, however, responsible for the content of such third party privacy policies or for ensuring such third parties comply with their policies.
In addition, we reserve the right to access, read, preserve, and disclose any information as we reasonably believe is necessary to: (i) satisfy any applicable law, regulation, legal process, subpoena or governmental request; (ii) investigate potential violations of your agreement(s) with us; (iii) detect, prevent, or otherwise address fraud, security or technical issues; (iv) cooperate with law enforcement authorities; (v) respond to user support requests; or (vi) protect our, our users’ or the public’s rights, property or safety.
We use commercially reasonable safeguards to preserve the integrity and security of the collected information. We do not, however, warrant the integrity and security of the collected information. We may use third-party advertising service providers to display ads on, in, or through the Applications. Those providers may use their own cookies and other technologies to collect information about your interaction with the Applications. Those providers may use the information they obtain, sometimes in conjunction with similar information gathered through other websites or services, to deliver ads on the Applications and on other websites or services that participate in the providers’ advertising networks. Those ads may be intended to match the perceived interests of consumers. Those providers may also use the information they obtain to measure and research an advertisement’s effectiveness, or for other purposes.
- Your Access To and Control Over Information
You may request to review your personal information in our records by contacting us at any time as provided in the “Contact Us” section in the Covercube app or website. If you believe that the information is incomplete or inaccurate, you can request that we correct it. We may not, however, be able to provide information relating to investigations, claims, litigation, or other matters. We will be happy to make corrections whenever possible. We will respond to your requests within a reasonable timeframe.
Please note that some web browsers and devices permit you to broadcast a preference to websites and online services that they “do not track” your online activities. At this time, we do not modify what information we collect or how we use that information based upon whether such a signal is broadcast or received.
- Children’s Personally Identifiable Information
We do not target the Applications to anyone under age 13. If you are under age 13, do not enter any personally identifiable information about anyone under the age of 13 into any Applications. If you are a parent or a guardian who has discovered that your child under age 13 has submitted his or her personally identifiable information to us without your permission or consent, we will make reasonable efforts to remove the information from our database, at your
written request. To request the removal of your child’s information, please contact us as described in the “Contact Us” section and include in your message your child’s name and the email address that your child submitted.
- Third Party Sites and Services
We may, now or in the future, allow you to link your account with us to one or more of your Third Party Services accounts (each, a “Linked Account”). Aegis Security is not responsible for any actions that providers of such Third Party Services and Third Party Materials may take or any information they may collect.
- Your Privacy Rights
We may collect customer information from persons other than the individual or individuals applying for coverage. Such customer information as well as other personal or privileged information subsequently collected may, in certain circumstances, be disclosed to third parties without your authorization as permitted by law.
- Governing Law; Jurisdiction
The information collected from the Applications is hosted in the United States. If you are using or accessing the Applications from outside the United States or any other region with laws or regulations governing personal data collection, use and disclosure that differ from the United States laws, please be advised that through your use of the Applications, which are governed by U.S. law, you are transferring information to and from the United States and you consent to that transfer.
The laws of the State of Arizona and applicable United States law govern all matters arising out of or relating to this Policy, including, without limitation, interpretation, construction, performance, and enforcement, without giving effect to such state’s conflicts of law principles or rules of construction concerning the drafter hereof. You hereby irrevocably and unconditionally submit to the jurisdiction of the federal and state courts located in Maricopa County, Arizona for the purpose of any suit, action, or other proceeding arising out of or based upon this Policy, your access to or your use of the Applications, which courts are the exclusive forum for any such suit, action, or other proceeding.
The Policy, and any rights and permissions granted hereunder, may not be transferred or assigned by you, but may be transferred or assigned by Aegis Security without restriction.
- Contact Us
You can contact us via email at email@example.com or at the following address:
Covercube Insurance Solutions LLC
P.O. Box XXXX
Hermosa Beach, CA 90254
Please include your name, address, and any other information necessary to respond to you.
We reserve the right at our discretion to change the Policy at any time. We will post the most current version of the Policy to our website at www.covercube.com
If we make a material change to the Policy, we will notify you by posting a notice on our website or mobile application or by contacting you through the email address associated with your account.
Changes will take effect as described in the notice. If you use the Applications after the change takes effect, you accept the Policy as modified.