Affordable Car Insurance in Texas
Finding the right car insurance in Texas doesn’t have to be complicated. Compare coverage options, get a personalized quote online, and choose a policy that fits your needs and budget.
Car Insurance Coverage for Texas Drivers
Car Insurance Coverage Required in Texas
Bodily Injury
Helps provide protection when a covered accident results in injuries to another person. This coverage may help with eligible medical costs, recovery expenses, and related claim expenses.
Property Damage
Helps provide protection when a covered accident causes damage to another person’s vehicle or property. This coverage may help with eligible repair, replacement, and related claim expenses.
Additional Coverage for Better Protection
Uninsured Motorist Bodily Injury
Helps protect you if you're injured in a covered accident caused by a driver who doesn't have insurance.
Medical Payments
Helps cover eligible medical expenses for you and your passengers after a covered accident.
Collision
Helps cover damage to your vehicle after a covered collision with another vehicle or object.
Comprehensive
Helps protect your vehicle against covered non-collision events such as theft, fire, vandalism, hail, or falling objects.
Transportation Reimbursement
Helps cover eligible transportation expenses while your covered vehicle is being repaired after a covered claim.
Roadside Assistance
Provides assistance for covered roadside emergencies such as towing, battery jump-starts, flat tires, fuel delivery, or lockout services.
Personal Injury Protection
Helps cover eligible medical expenses, lost wages, and certain related costs after a covered accident, regardless of who is at fault.
UM/UIM Coverage
Uninsured / underinsured motorist coverage Helps cover damage to your vehicle caused by a driver who has no insurance or insufficient insurance, when applicable under your policy.
Choosing the Right Car Insurance in Texas
Minimum Car Insurance Requirements in Texas
Texas minimum liability coverage is commonly known as 30/60/25
| Coverage | What It Covers | Texas Minimum Requirement |
|---|---|---|
| Bodily Injury | Helps cover injuries you’re legally responsible for causing to others in a covered accident. | $30,000 per injured person $60,000 per accident |
| Property Damage | Helps cover damage you’re legally responsible for causing to another person’s vehicle or property in a covered accident. | $25,000 per accident |
Choose Coverage That Fits Your Needs
Texas is an at-fault state, which means drivers are generally responsible for accidents they cause. While minimum liability coverage helps meet legal requirements, additional coverage can help protect your own vehicle, medical costs, and transportation needs after a covered accident.
Depending on your needs, you can build a policy with options such as Collision, Comprehensive, Medical Payments, Personal Injury Protection, Uninsured Motorist Bodily Injury, Uninsured/Underinsured Motorist Property Damage, Roadside Assistance, and Transportation Reimbursement.
Ready to Get Car Insurance in Texas?
Protect your vehicle with coverage designed for Texas drivers. Get a personalized quote online in just a few minutes and choose the protection that fits your needs.
